Should You Be a Homeowner?

winter-home

Before you become a first time homebuyer, it's a good idea to stop and ask yourself a few questions. Depending on your circumstances, renting for a few more years may be the sound financial move to make. How Long Do You Plan to Stay in the Home? If … [Read more...]

Rent or Buy a New Home?

messy-files

Is it wiser to rent a home or to take out a mortgage and purchase one? In the past, conventional wisdom has held that buying is more sound financial decision. In today's market, however, there are some cases where you might actually come out ahead … [Read more...]

How to Search for Foreclosed Homes

home-for-sale

The historic foreclosure level is no secret these days, and many homebuyers are seeking to find the best deal possible. Buying a foreclosed property might just be the offer of a lifetime!  With interest rates at historic lows and refinancing … [Read more...]

5 Ways to Save for a New Home

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Just a few years ago, home buyers didn't need to worry as much about saving a down payment for their home. Some programs even existed that allowed buyers to finance the entire cost of the home. Most lenders today, however, would like to see you come … [Read more...]

Why It Is So Important to Get A Home Inspection

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When purchasing a home it is essential that you protect your investment.  One sure way to accomplish this is to have a home inspection of the property.  It is one way to point out flaws and let you know if you are making a sound investment. When … [Read more...]

The Top 10 Websites to Help You Check the Value of My Home

house-underwater

It’s probably the question everyone wants to know, how much is my home currently worth? With recent struggles in real estate values and buying or selling your single largest purchase, for some, we gathered a list of online resources for … [Read more...]

Renting vs. Buying

House for sale

Deciding whether to rent or buy a home is an important decision.  Since there is so much to take into consideration it is best to have all of the facts to make an informed decision. When you rent you have to look at it from a monetary standpoint, … [Read more...]

Getting Prequalified is the Key to Getting Your Offer Accepted

moving-van

If you are in the market to purchase a new home, you need to know that one of the most critical components to getting your offer accepted by the seller is having a pre-qualification or pre-approval letter from a reputable lender. In fact, it can make … [Read more...]

I’m Ready to Buy a Home. Now What?

house-underwater

For those who have never owned their own home starting the home buying process can be a little overwhelming unless you take the right steps.  Proper planning can prevent you from making mistakes that can cost you in time, aggravation, and most of … [Read more...]

Fixed Rate vs. ARM: Which One Is Right For You?

mortgage-approval

One of the most common questions that many borrowers have is whether or not they should go with a fixed rate mortgage or an ARM.  An ARM is the abbreviation for an adjustable rate mortgage.  Typically, an adjustable rate mortgage is one that starts … [Read more...]